Terms and Conditions

Introduction to Our Terms

These Terms and Conditions govern your use of Raloraventhusq's website and services. By accessing our website or using our services, you agree to be bound by these terms.

Please read these terms carefully before using our services or website.

Definitions

For the purposes of these Terms and Conditions:

• • Service: refers to the financial planning consultation services provided by Raloraventhusq
• • User: refers to any individual who accesses or uses our website or services
• • Content: refers to all text, graphics, images, and other materials on our website
• • Company: refers to Raloraventhusq and its affiliates operating under Canadian jurisdiction

Use of Service

Your use of our services is subject to certain terms and restrictions:

Eligibility Requirements

You must be at least 18 years old and have the legal capacity to enter into agreements under Canadian law.

Account Responsibilities

• • Provide accurate and complete information during registration
• • Maintain the confidentiality of your account credentials
• • Notify us immediately of any unauthorized access to your account

Acceptable Use Policy

You agree not to use our services for any of the following prohibited activities:

• • Violating any applicable laws or regulations
• • Transmitting harmful, offensive, or inappropriate content
• • Interfering with the proper functioning of our website
• • Attempting to gain unauthorized access to our systems
• • Using our services for fraudulent or deceptive purposes
• • Harvesting or collecting user information without consent

Intellectual Property Rights

All content on our website, including text, graphics, logos, and software, is owned by Raloraventhusq and protected by Canadian and international copyright laws.

We grant you a limited, non-exclusive license to access and use our website for personal, non-commercial purposes.

User-Generated Content

You retain ownership of any content you submit to us, but you grant us certain rights to use this content in connection with our services.

By submitting content, you grant us a worldwide, royalty-free license to use, reproduce, and distribute your content as necessary to provide our services.

You are solely responsible for the content you submit and must ensure it does not violate any laws or third-party rights.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. Privacy Policy

Payment Terms

The following terms apply to all payments for our services:

• • Subscription fees are charged monthly in advance
• • All fees are non-refundable once services have been rendered
• • Fees are inclusive of applicable Canadian taxes
• • We reserve the right to modify pricing with 30 days notice

Termination of Services

Either party may terminate the service relationship at any time with appropriate notice as outlined in your service agreement.

Upon termination, your access to services will cease, but certain provisions of these terms will survive termination.

Disclaimers and Warranties

Our services are provided "as is" without warranties of any kind, either express or implied.

We disclaim all warranties regarding the accuracy, reliability, or suitability of our services for any particular purpose.

Limitation of Liability

Our liability to you is limited to the amount you have paid for our services in the 12 months preceding any claim.

We shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

Indemnification

You agree to indemnify and hold us harmless from any claims arising from your use of our services or violation of these terms.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Governing Law

Canadian federal law and applicable provincial regulations

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and Raloraventhusq regarding your use of our services.

Changes to Terms

We reserve the right to modify these terms at any time. We will provide notice of material changes through appropriate channels.

Your continued use of our services after changes become effective constitutes acceptance of the modified terms.

Contact Information

If you have questions about these Terms and Conditions, please contact us using the information provided below.